CONNECTED FOR GROWTH
financial oversight
At Kingsley Capital, we provide ongoing financial oversight and strategic advice, just like a CFO (Chief Financial Officer) does for a business, but for your personal finances.
We provide the financial management you need to reach your personal financial goals.
With bespoke advice tailored to your unique life and circumstances.
About
At Kingsley Capital, we’re redefining what financial planning means. Born from a deep understanding of the complexities of modern financial planning, we combined decades of financial expertise with AI and technology to create efficiencies in our business to pass onto our clients.
Our mission is simple – empower individuals to achieve financial freedom through hyper personalised, responsive, and transparent advice.
Frustrated by the traditional, one-size-fits-all approach to financial planning, our founders envisioned a company where advice is as dynamic as the markets themselves—powered by technology yet always human at its core.
As the world of finance evolves, so do we. Our company stands at the intersection of technology and personal service, ensuring that your financial future is not just secure but optimised for your unique goals.
The Evolution of Expertise
At Kingsley Capital, we were born from the legacy of Yield Capital, a firm renowned for its decades of excellence in alternative investments and wealth management. Building on that foundation, we created Kingsley Capital to cater to the evolving needs of today’s individuals and families who require more tailored, technology-driven financial solutions.
We offer a comprehensive breadth and depth of financial service.
Services
If you need advice on something specific, we find the right expertise. If you want a comprehensive view, we are only too happy to oblige. We see ourselves as a CFO (Chief Financial Officer) for our clients. We can advise, strategise, reorganise and optimise your finance, keep you on track, and consistently informed.
We’ll look at your entire financial picture – income, expenses, investments, taxes, debt, and future goals – to ensure everything works together to achieve your long-term objectives. We’ll offer proactive planning, ensuring you’re on track with savings, retirement, and other financial milestones.
Our Comprehensive
CFO offering
Comprehensive Financial Oversight
Your Personal CFO looks at your entire financial picture—income, expenses, investments, taxes, debt, and future goals—to ensure everything works together to achieve your long-term objectives.
We offer proactive planning, ensuring you’re on track with savings, retirement, and other financial milestones.
Tailored Financial Strategy
Just like a business CFO customizes financial strategies to the company’s goals, your Personal CFO creates a personalised financial plan. This includes budgeting, investment strategy, tax planning, debt management, retirement preparation, and estate planning, all aligned with your unique circumstances and objectives.
We take into account your risk tolerance, lifestyle, personal values (such as ethical investing), and life stages.
Comprehensive Financial Oversight
Unlike one-time financial advice, a Personal CFO provides continuous oversight, regularly monitoring and adjusting your financial plan as life changes occur (such as career shifts, family growth, market conditions).
We can also manage decisions about big-ticket items like home purchases, education funding, or business ventures, analysing how each will affect your overall financial picture.
Coordination of Financial Professionals
Your Personal CFO acts as the point person who coordinates with other professionals you may need, such as accountants, estate planners, tax advisors, or legal experts, ensuring that all parts of your financial life are synchronized.
We ensure a holistic approach, aligning tax strategies, legal structures, and investment decisions under a cohesive plan.
Investment Management
A Personal CFO oversees your investment portfolio, aligning it with your financial goals, timeline, and risk tolerance. They provide insights on asset allocation, portfolio diversification, and ongoing market opportunities.
We may also monitor performance and adjust strategies to optimise returns while managing risk.
Tax Optimization and Planning
Personal CFOs offer tax-efficient strategies, ensuring that your investments, savings, and spending are structured to minimise your tax burden and maximise wealth accumulation.
Risk Management and Insurance Planning
Your Personal CFO identifies potential financial risks and helps put protections in place, such as appropriate insurance coverage (health, life, disability, etc.), to safeguard your assets and future.
They ensure that you’re adequately covered without overpaying, and update these policies as your needs evolve.
Legacy and Estate Planning
Personal CFOs assist with estate planning, ensuring that your assets are transferred according to your wishes, with minimal taxes and complications.
They guide you in setting up trusts, wills, and other vehicles to protect your wealth.
Business and Personal Integration
For entrepreneurs or business owners, a Personal CFO can seamlessly integrate both personal and business financial goals, ensuring that business success complements personal wealth-building efforts.
They can provide advice on business structuring, cash flow management, or planning for an eventual exit or sale.
Benefits of Having a Personal CFO
Peace of Mind: You have a trusted expert managing the complexities of your finances, allowing you to focus on other aspects of your life or business.
Proactive Planning: Instead of reacting to financial situations as they arise, your Personal CFO will foresee challenges and opportunities, keeping you on track for your goals.
Customisation: Every decision and strategy are tailored to your specific needs, lifestyle, and future goals.
Long-Term Focus: While managing day-to-day financial decisions, the focus is always on long-term financial security and growth.
It’s a good time to take a look at ‘3-pots’
The new 2 pots legislation allows investors a withdrawal with certain limitations. But really this should be a time for retirement savers to be reviewing what we call ‘3-pots’ because it can have a huge impact on your retirement saving outcomes. Fees and your choice of funds are what should be reviewed at this stage.
FEES AND COSTS: By minimizing the fees and costs associated with managing your retirement savings, you retain more of your funds, which can significantly grow over time.
FUND CHOICE: By optimising your investment choices, you can achieve higher returns, further boosting the overall value of your retirement savings.
Thus, the third pot is the additional growth and savings you accumulate over time, thanks to reduced fees and improved performance, further enhancing your financial security for retirement.
OUR '3 POTS' CALCULATOR
Calculate the impact of fees and funds on your retirement
Fees and Fund allocation make a huge difference to your retirement savings outcomes. Use the calculator below to illustrate what a single percent reduction in fees and a 1% increase in growth could mean for your retirement at the age of 65.
