Your Retirement Annuity (RA) is supposed to work for you, growing your wealth efficiently over time. But if you’re only invested in traditional funds, you might be leaving serious money on the table.
Most RAs stick to conventional asset classes like equities and bonds, often missing out on strategies that could improve returns and reduce risk—like hedge funds.
The Game-Changer: Hedge Funds in Your RA
Thanks to updates in Regulation 28, you can now allocate up to 10% of your RA to hedge funds. This means you can access specialized investment strategies traditionally reserved for high-net-worth individuals and institutions.
Why Consider Hedge Funds?
- Downside protection – Hedge funds can reduce volatility and limit losses during market downturns.
- Uncorrelated returns – They provide diversification beyond stocks and bonds.
- Active risk management – Professional managers adjust portfolios in real-time to optimize returns.
- Long-term performance potential – Skilled fund managers can capitalize on market inefficiencies.
Find Out If Your RA Is Working Hard Enough
Many investors don’t realize just how much more their RA could be delivering with smarter fund choices. Small adjustments—like a better fund mix and lower fees—can add up to hundreds of thousands more in retirement savings.
Is your RA maximizing its potential? Find out now at Kingsley Capital:
www.kingsleycapital.co.za/#pots
It’s time to stop leaving money on the table—and start making every rand work for your future.
